Blog

Welcome to our blog, where John weighs in with his thoughts on both the financial world and the world around us. 

Get the latest information on market performance in our Monthly Market Insights.



Thursday, April 4, 2024

Our 2024 Gratitude Party was a fantastic night of music, food, drinks, and fun! It was great to celebrate the past year together and to do so with Stephanie's son, Teddy, the newest member of our community!

Tuesday, March 12, 2024

Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k). That's despite market fluctuations and what many thought would be a difficult financial year.

Tuesday, February 13, 2024

One of the most often-asked questions we get from clients is, “Where should my next dollar go?” We’ve seen how easy it is to inefficiently use cash by overspending or even leaving too much money just sitting in the bank.

Tuesday, February 13, 2024

Whether you know it or not, when you choose not to make a decision, you are essentially making a decision to keep things as they are. 

Tuesday, January 23, 2024

Tax season is right around the corner, and Chichester Financial Group LLC has a checklist to help you get organized!

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Friday, December 1, 2023

To help ensure that you remain on track, we have a 2023 End of Year Checklist that outlines 18 time-sensitive considerations to guide your end-of-year review and tee up any adjustments for the coming year. 

Wednesday, November 29, 2023

The Internal Revenue Service has released new limits for 2024. Find out the new limits for IRAs, Roth IRAs, and workplace retirement accounts, including 401(k), 403(b), 457 plans, and SIMPLE accounts.

Thursday, November 16, 2023

I recently had the opportunity to teach personal finance at Northern Arizona University and Franklin University Switzerland for college students pursuing degrees in Personal Finance, Business, and Economics.

Tuesday, November 14, 2023

From our team to your families, we wish you a Thanksgiving full of good food, great company, and gratitude!

Wednesday, August 30, 2023

The stock market rebound has significantly increased the number of workers with $1 million or more in their workplace retirement accounts.

Thursday, August 17, 2023

As a plan sponsor, you have a legal fiduciary responsibility that must be fulfilled. We know what your obligations are and can help maintain compliance with the governing agencies, and act as co-fiduciary to mitigate your personal liability

Thursday, July 20, 2023

Stephanie Bawolek helps clients plan and work through major life transitions; she must also plan for her own family as she prepares to welcome her first baby.

Wednesday, July 19, 2023

The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic. Starting September 1, interest will begin accruing...

Tuesday, July 11, 2023

Please join me in congratulating Dawson on earning his CFP® designation! This major accomplishment demonstrates his commitment to financial planning and dedication to our clients.

Monday, June 5, 2023

In his paper, “The Case Against Social Responsibility,” Robert Reich wrote that the corporation “must, for competitive reasons, resist doing anything that hurts—and will place a very...

Wednesday, May 31, 2023

In light of Milton Friedman’s declaration that “the business of business is business,” one might question whether the efforts companies make through their ESG efforts are evidence of maximizing profits and shareholder...

Wednesday, May 24, 2023

ESG investing has moved into the mainstream as a notable way for Millennials to influence those causes they care about. Millennials have begun to demand that companies take a much more holistic view of their businesses.

Tuesday, May 16, 2023

ESG investment vehicles encompass stocks, mutual funds, exchange‐traded funds (ETFs), and, to a lesser extent, fixed-income assets. As of 2020, there were more than 800 different investment funds in the U.S. that incorporated ESG factors.

Wednesday, May 10, 2023

Environmental, social, and governance (ESG) criteria are standards for a company’s operations that socially conscious investors use to screen potential investments. It is the moral compass people use when deciding on what to invest in.

Monday, May 1, 2023

The Triple Bottom Line exceeds the standard bottom line; it focuses on Profit, People, and the Planet.

Tuesday, April 25, 2023

Is ESG a marketing ploy? The second in a series of articles on ESG Investing, we look at the theory of sustainable finance.

Tuesday, April 18, 2023

Environmental, Social, and Governance (ESG) will surely be in the news for Earth Week. Learn more about what ESG investing is, who is most intrigued by it, and if it is just a marketing ploy.

Thursday, March 30, 2023

Many thanks to everyone who joined us for our client appreciation Annual Gratitude Party! It was a delight to bring our community together to connect. We enjoyed our time on the 32 Shea patio and the sounds of James LeGrand!

Tuesday, March 21, 2023

Stephanie (Trevino) Bawolek, CFP®, rejoined the Chichester Financial Group LLC team this month as an Associate Financial Planner! Stephanie started her career in financial services with us in 2013 and...

Tuesday, February 21, 2023

Many thanks to Kate Dore, CFP® at CNBC.com for the chance to discuss the latest move by the IRS! I am excited to see this process moved online, making it easier for taxpayers to submit information and avoid dealing with...

Tuesday, February 14, 2023

You have no doubt heard that the “devil is in the details” and I have to agree, but so are the angels. It turns out the gold standard in taking care of clients lies in the details.

Tuesday, January 17, 2023

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...

Friday, January 6, 2023

Good news! If you pay quarterly taxes, you have until January 17 to make a payment for 2022! I was thrilled to chat with Kate Dore, CFP® about how to avoid a surprise tax bill for her article on CNBC.com.  

Tuesday, December 20, 2022

As we approach the end of 2022, the sounds around us are changing. Conversations turn to holiday gatherings and plans, doorbells ringing as packages arrive, the cutting of wrapping paper, the tearing of tape, and my...

Tuesday, November 22, 2022

Whenever November rolls around, my immediate thought is always about the Thanksgiving holiday. For me, this is always a time to reflect on what has transpired over the past year. As you know, my life has been filled with ups and downs...

Wednesday, October 19, 2022

October 19, 2022 marks Global Ethics Day, where we turn attention to not only the concept of ethics, but also what it means to live our values. When we live by our values, those values act as the compasses that guide everything we do.

Thursday, September 22, 2022

A few weeks ago, Dawson Gonwick, Associate Financial Planner, and I had the opportunity to travel to Las Vegas for the Financial Planning Association (FPA) NexGen Gathering. As this was specifically geared to those that are new to the...

Tuesday, August 16, 2022

The last few months have been memorable ones for many reasons, including the celebration of a few educational achievements!

Thursday, August 11, 2022

Spend a few minutes catching up on what happened last month in the markets, what lies ahead, and trivia that will make your friends and family smile! Want to receive this update in your inbox? Reach out to us at...

Tuesday, July 26, 2022

Have you ever had a situation in your life where your life just…stopped?  I mean really stopped.  Like-you-drop-everything-and-do-nothing-but-deal-with-something-that-commands-all-of-your-attention stops. So often...

Tuesday, July 5, 2022

I have an exciting announcement to share with you today!  I would like to introduce you to the newest member of the Chichester Financial Group LLC team. Please join me in welcoming Dawson Gonwick to the team!  Dawson is...

Tuesday, April 26, 2022

Today, many people, especially younger generations like Millennials and Gen Z, want their investments to reflect the social and environmental goals they support. While there’s no single legal or regulatory definition of...

Tuesday, April 26, 2022

I know that we have all heard the phrase that “change is the only constant in life.”  I don’t know about you, but I don’t really know how to react to that saying.  While it may be true, it just seems a...

Wednesday, March 9, 2022

As I sit on a plane from Phoenix to Newark, NJ, I cannot help but think about the journey my life has taken over the past 53 years.  Here I am sitting next to my 22-year-old son, Justin, as we fly out to get him situated in his...

Monday, January 31, 2022

I hope that your 2022 has been shaping up okay and you are setting good intentions for yourselves.  Normally, people speak about making a New Year’s resolution at the beginning of the year, but I think intentions are a...